Buddy Hive
7 min read · Oct 11, 2026
NoteThis guide gives you an overview of the process, so you know what to expect and can take each step with confidence. Things might change over time as authorities come up with new rules and fees. Before you apply, pay or sign anything always check official websites or call the respective authority if things are not clear. This guide was last checked in October 2026.
Swedish healthcare is public, run by the 21 regions, and cheap once you are in the system. You pay a small fee per visit, there is a yearly cap, and children are seen for free. The catch for newcomers is getting into the system: the normal fee needs a personnummer, and your first stop for almost everything is a vårdcentral (health centre) that you choose yourself.
This guide uses Region Stockholm for fees and examples. Other regions work the same way, with slightly different prices. Check your own region on 1177.se.
Photo: Polina Tankilevitch on Pexels
The journey at a glance
- Get your personnummer. Until then you usually pay the full cost of care.
- Get BankID so you can log in to 1177.se.
- Choose a vårdcentral near home and list yourself there.
- List your children too. They are not listed with you automatically.
- Save 1177 and 112 in your phone, and find your nearest närakut.
- Find a dentist. Children's dental care is free; adults book and pay themselves.
Step 1: Before you have a personnummer
A residence permit does not on its own give you subsidised care. Region Stockholm says you must be registered (folkbokförd) and have your full personnummer to pay the normal patient fee. Until then you usually pay the full cost of a visit, which can be several thousand kronor.
- Get registered quickly. See our personnummer guide.
- Keep your receipts. If Skatteverket registers you from a date before your visit, you can ask the clinic for a refund down to the normal fee.
- Use your travel or employer insurance for the first weeks if you have it. Many employers of Indian hires offer private health insurance; ask HR.
- You will always get emergency care. If something is urgent, go or call 112. Sort out the bill later.
A samordningsnummer is not the same as being registered, so it does not get you the normal fee.
Official source: 1177: patient fees FAQ for Stockholm (in Swedish)
Step 2: Get to know 1177
1177 is both a phone number and a website, and you will use both.
- Call 1177 any time, day or night, if you are ill or injured and do not know what to do. A nurse assesses you and tells you where to go. You can ask for help in English.
- Log in at 1177.se with BankID to book and cancel visits, message your vårdcentral, renew prescriptions, list yourself and your children, and read your medical records.
- Install the 1177 app for the same services on your phone.
Before you have BankID you can still read 1177.se and call 1177, but most e-services need you to log in.
Official source: 1177.se
Step 3: Choose a vårdcentral and list yourself
Your vårdcentral is where you go for most things: a fever that will not go away, a chronic condition, a referral to a specialist, a sick note for work. In Stockholm you are not listed anywhere automatically, so choose one yourself.
How to choose:
- Close to home is the usual pick, but you can choose any vårdcentral in your region, public or private. The fee is the same.
- Compare clinics on 1177.se: opening hours, languages spoken, and whether they have a BVC or MVC (see below).
- Ask colleagues and friends which clinics answer the phone and give appointments quickly.
How to list yourself:
- Log in at 1177.se with BankID.
- Choose Välj/ändra vårdval (choose or change care choice).
- Pick your region, kommun and vårdcentral, accept the terms and confirm.
No BankID yet? Fill in the paper valblankett (choice form) at the vårdcentral and show your ID.
Why list? The healthcare guarantee (vårdgaranti) only applies at your listed vårdcentral: contact the same day, and a medical assessment within three days if you need one. You can be listed at one vårdcentral at a time and can change up to twice in 12 months.
Official source: 1177: about listing at a vårdcentral in Stockholm (in Swedish)
Step 4: Families: children and pregnancy
- List your children. They are not listed with you. For children aged 1 to 13, list them at 1177.se as their guardian (Agera ombud). For ages 13 to 18, fill in the paper form for children at the vårdcentral.
- BVC (barnavårdscentral, child health centre) follows children from birth to age six, with regular check-ups and the Swedish vaccination programme. Bring your children's Indian vaccination records, translated to English if needed, so the nurse can plan catch-up doses.
- MVC (mödravårdscentral, maternity clinic) handles pregnancy check-ups for free. Contact one as soon as you know you are pregnant.
- Children under 18 pay nothing at a vårdcentral, närakut or emergency department in Stockholm, and their prescription medicines covered by the high-cost protection are free.
Official sources: 1177: about listing at a vårdcentral in Stockholm (in Swedish), 1177: patient fees in Stockholm (in Swedish)
What it costs
Region Stockholm adult fees in 2026:
| Care | Fee |
|---|---|
| Vårdcentral visit or video visit | SEK 275 |
| Närakut (urgent care centre) | SEK 375 |
| Akutmottagning (emergency department) | SEK 400 |
| Missed appointment or late cancellation | SEK 400 |
| Children under 18 | Free |
- Cancel at least 24 hours ahead, or you pay the missed-appointment fee.
- High-cost protection: once you have paid SEK 1,450 in patient fees within 12 months of your first visit, you get a frikort and pay nothing more for covered care until the 12 months end. Visits are tracked digitally, and a frikort from one region is valid across Sweden.
- Interpreters are free. Ask when you book.
Official source: 1177: patient fees in Stockholm (in Swedish)
Medicines and pharmacies
Prescriptions are electronic. Go to any apotek (pharmacy) with your ID and the pharmacist finds your prescription.
Prescription medicines have their own high-cost protection over 12 months from your first purchase:
- You pay the full price up to SEK 2,000.
- Above that the discount rises in steps.
- Once you have paid SEK 3,800, you get a frikort for medicines for the rest of the period.
Many medicines that are over the counter in India, such as antibiotics, need a prescription in Sweden. If you take regular medicines, bring a few months' supply and a doctor's letter, then see your vårdcentral early for a Swedish prescription.
Official source: 1177: prescription medicine costs (in Swedish)
Dentists
Dental care works differently from other healthcare:
- Free up to the year you turn 19. Children are usually called in by Folktandvården or a private clinic you choose.
- Adults pay, and dentists set their own prices. Ask for a price before treatment and compare clinics on Tandpriskollen.
- Annual dental allowance (allmänt tandvårdsbidrag) from Försäkringskassan: SEK 600 a year from the year you turn 20 to the year you turn 23, and SEK 300 from 24 to 65. The clinic deducts it from your bill.
- High-cost protection: you pay the first SEK 3,000 in 12 months. Above that Försäkringskassan pays 50% of costs up to SEK 15,000, and 85% above that, based on its reference prices.
You need a personnummer for the allowance and the high-cost protection. Folktandvården, the public dental service, has clinics across Stockholm, and many private clinics have shorter queues.
Official source: Försäkringskassan: dental care support (in Swedish)
Emergencies and out-of-hours care
| Situation | Where to go |
|---|---|
| Life in danger: chest pain, stroke, severe bleeding | Call 112 |
| Unsure how serious it is | Call 1177 for nurse advice |
| Urgent but not life-threatening, evening or weekend | Närakut (urgent care centre), walk in |
| Serious illness or injury | Akutmottagning at a hospital, open 24/7 |
| Ongoing problem that can wait | Your vårdcentral, book through 1177.se |
At an emergency department the sickest patients are seen first, so a minor problem can mean a long wait. A närakut is usually quicker and cheaper. In Stockholm anyone can walk in, whichever vårdcentral you are listed at.
Official source: Region Stockholm: find healthcare (in English)
Common problems
- "We can't book you, you have no personnummer." You can still get care, but at full cost. Register with Skatteverket as early as you can and keep your receipts for a refund.
- The vårdcentral phone queue is full. Many clinics use call-back times. Try the clinic's chat or message service on 1177.se, or call 1177 if it is urgent.
- You want a specialist straight away. Most specialists need a referral (remiss) from your vårdcentral. Start there.
- Long waits for a specialist. The healthcare guarantee says 90 days for a first specialist visit after a referral. If that is not met, ask about being offered care elsewhere.
- Digital doctor apps such as Kry or Doktor.se are handy for simple problems. Check the fee in the app before you book. Without a personnummer you pay full price there too.
- You moved house. Tell Skatteverket, then change your vårdcentral and your children's if the old one is far away.
Useful official links
- 1177.se
- 1177: patient fees in Stockholm (in Swedish)
- 1177: about listing at a vårdcentral in Stockholm (in Swedish)
- Region Stockholm: find healthcare (in English)
- Försäkringskassan: dental care support (in Swedish)
- Our guide: how to get a personnummer in Sweden
- Our guide: how to open a bank account and get BankID in Sweden
Common questions
Can I use Swedish public healthcare before I have a personnummer?
You can get care, but in Region Stockholm a residence permit alone does not give you subsidised care. Until you are registered (folkbokförd) and have your full personnummer you usually pay the full cost. If Skatteverket's registration date is before your visit, you can ask the clinic to refund the difference down to the normal fee.
How much does it cost to see a doctor in Sweden?
In Region Stockholm an adult pays SEK 275 for a vårdcentral or video visit, SEK 375 at a närakut and SEK 400 at a hospital emergency department. Children under 18 pay nothing. Other regions charge similar but not identical fees.
What is the high-cost protection (högkostnadsskydd)?
A cap on what you pay in 12 months. Once your patient fees reach SEK 1,450 you get a frikort and pay nothing more for covered care until the 12 months are up. Prescription medicines have a separate cap of SEK 3,800.
Do I have to register with a vårdcentral?
No, but you should. In Stockholm you are not listed automatically, and the healthcare guarantee only applies at the vårdcentral where you are listed. Children are not listed with their parents, so list them too.
What does 1177 do?
1177 is both a phone line and a website. Call 1177 any time for nurse advice and to find out where to go. Log in at 1177.se with BankID to book visits, message your clinic, list yourself at a vårdcentral and read your records.
Is dental care free in Sweden?
Only for children and young people up to the year they turn 19. Adults pay, and dentists set their own prices. Försäkringskassan gives an annual dental allowance and covers part of costs above SEK 3,000 in 12 months.
Can I see a doctor in English?
Usually yes. Most doctors and nurses speak good English. If you or a family member need another language, you have the right to a free interpreter. Ask the clinic when you book.
Where do I go in an emergency?
Call 112 if a life is in danger. For urgent problems that are not life-threatening, call 1177 for advice or go to a närakut (urgent care centre) in Stockholm. Hospital emergency departments are for serious cases and waits can be long.
More guides for newcomers
- Finding a home in Sweden
- Sweden residence permit from India for work or study
- How to get a personnummer in Sweden
- How to get a Swedish ID card
- How to open a bank account and get BankID in Sweden
- Försäkringskassan for newcomers
- School and förskola in Sweden for families moving from India
- SFI in Sweden: how to sign up for free Swedish classes
- NRE and NRO accounts after moving to Sweden
- Indian driving licence in Sweden and getting a Swedish licence